![]() Hernandez Real Estate Services, Inc. can do FHA backed loansThe FHA maintains of approved appraisers for each state - Hernandez Real Estate Services, Inc. is on the roster of approved appraisers for VA. Hernandez Real Estate Services, Inc. is certified and approved to do appraisal reports for FHA secured financial transactions. A certain amount of the ongoing training our staff at Hernandez Real Estate Services, Inc. completes deals exclusively with understanding the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. If your property loan is FHA insured, that means that the loan has been guaranteed by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with protection with mortgage insurance in case the borrower does not pay his or her financial obligations. Available to all buyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly useful to those homebuyers with less available funding. |